Growwell offers a diverse range of investment options including mutual funds, stocks, bonds, ETFs, and structured investment products. Our financial advisors can help you create a personalized investment portfolio based on your financial goals, risk tolerance, and time horizon.

The minimum investment amount varies depending on the specific investment product. For our mutual funds, you can start with as little as ₹1,000. For other investment products, the minimum amount may range from ₹5,000 to ₹25,000. We also offer Systematic Investment Plans (SIPs) that allow you to invest small amounts regularly.

Returns on investments are calculated based on the performance of the underlying assets. For mutual funds, returns are calculated as the change in Net Asset Value (NAV) over time. For stocks, returns include both price appreciation and dividends. Our quarterly statements provide detailed information on your investment performance, including absolute returns and annualized returns.

Growwell offers a comprehensive range of insurance products including term life insurance, whole life insurance, health insurance, critical illness cover, personal accident insurance, and unit-linked insurance plans (ULIPs). We partner with top insurance providers to offer you the best coverage options at competitive premiums.

To file an insurance claim, you can follow these steps:
1. Notify us immediately by calling our customer support or visiting our office
2. Fill out the claim form available on our website or at our office
3. Submit the required documents as specified for your policy type
4. Our claims team will process your claim and keep you updated on the status
5. Once approved, the claim amount will be disbursed to the specified account

The best time to start planning for retirement is as early as possible. Ideally, you should begin in your 20s or 30s to take advantage of compound growth. However, it's never too late to start. Our retirement planning experts can help you create a customized plan regardless of your age or current financial situation. The earlier you start, the more time your investments have to grow and the less you'll need to save each month to reach your retirement goals.

Growwell offers various retirement planning solutions including National Pension System (NPS), Pension Plans from insurance companies, Retirement Mutual Funds, and Senior Citizen Saving Schemes. We also help you optimize your Employee Provident Fund (EPF) and Public Provident Fund (PPF) investments. Our advisors create a balanced retirement portfolio that aims to provide regular income during your retirement years while protecting your capital.

Opening an account with Growwell is simple. You can:
1. Visit our website and fill out the online application form
2. Visit any of our branch offices with your KYC documents
3. Request a home visit from our relationship manager

Required documents include identity proof (Aadhaar/PAN), address proof, and passport-sized photographs. Once your KYC verification is complete, your account will be activated within 2-3 business days.

You can check your account balance and transaction history through multiple channels:
1. Log in to your account on our website
2. Use the Growwell mobile app
3. Visit any of our branch offices
4. Contact your relationship manager
5. Call our customer support helpline

We also send monthly e-statements to your registered email address and quarterly physical statements to your mailing address.